Coinbax provides a programmable trust layer for institutional on-chain payments. We enable banks, corporates, and payment networks to run stablecoin or tokenized-deposit settlement with the same controls, approvals, audit, and reversibility they expect from traditional infrastructure—but with real-time speed and automation. Our modular smart contract engine lets institutions define payment workflows as configurable sequences of verification, compliance, and authorization steps rather than static, hard-coded contracts.

• Adopt stablecoin and tokenized deposit rails with full compliance and risk governance already built in
• Automate complex B2B payment flows including milestones, logistics triggers, and multi-party approvals
• Reduce wire operations costs and eliminate cut-off time constraints with 24/7 real-time settlement
• Maintain complete control of policy, risk decisions, identity verification, and customer oversight on new payment rails
• Integrate directly with existing core systems, sanctions screening, fraud detection, and KYC/AML workflows
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Core Capabilities/Product Features

• Smart Contract-Powered Payments & Escrow — Automate conditional payments across trade finance, mortgage closings, loan disbursements, vendor milestones, and multi-party settlements—funds release only when all conditions are verified
• Configurable Workflow Rules — Define approval chains, document requirements, compliance checks, and release triggers through a rules-based interface—no blockchain expertise required
• Built-In Compliance & Controls — Connects directly to your existing sanctions screening, fraud systems, and identity verification so payments only move when all conditions are met
• Structured Reversibility — Payments can be held, escalated, or reversed based on your policies—bringing the dispute resolution and error correction you expect from traditional rails
• Full Audit Trail — Every step is logged and auditable for examiners, internal risk teams, and counterparties